There is a great deal of hand wringing, mudslinging and general finger pointing as a result of the Reserve bank announcement of Loan to Value Ratio (LVR) regulations. The regulations in essence limit the amount of low deposit loans a bank may make to their customers. This has resulted in many of the trading banks putting in place a policy that requires home buyers, or for that matter anyone wanting to borrow money secured against property, to have at least 20% of the purchase price. The reasons given by the reserve bank for this action were, to “help maintain financial stability, by providing the Reserve Bank with the practical means of imposing restrictions on the share of high-LVR residential mortgage lending undertaken by...Read more
What would it be like to have a million students in the same classroom?
This is a ridiculous question, of course. But, two years ago, what if the question had been "what would it be like to have 100,000 students in the same classroom?" That would...Read more
New Zealand’s dairy giant, Fonterra, was in the news for the wrong reasons again recently regarding the withdrawal of a contaminated dairy product. When the New Zealand Government pressed for more information, Fonterra was slow to respond with...Read more
It isn't often an academic like me gets a "scoop", the chance to say "you heard it here first". In this case, my close monitoring of the MOOC world has uncovered several threads that when woven together suggest a partnership between the University...Read more
The on-going disputes surrounding the Christchurch City council raise a number of issues in regards to the limits, duties and care of local government and by inference local government management. Take the latest debacle to hit the council. The...Read more
Last weekend I was a student again. For the first time in 27 years I was in a course as a student with an assignment due by 4.00pm on Sunday. Here I record a few thoughts about my first MOOC experience.
A MOOC is a massive open online course. The...Read more
By Craig Prichard
I spent last weekend at the 'Creativity Challenge', a two day conference on things artistic, self-helpful and activistic held in the always awesome, Taranaki. The...Read more
In a recent post, Dr Cardow criticised Paula Bennett’s employment training programmes for unemployed beneficiaries. Given “the absence of employment opportunities that is at the core of the problem” he suggested the Minister for Social Welfare...Read more
Paula Bennett has claimed that giving beneficiaries two weeks work in the census call centre is an indication of the success of her government policies in the welfare area. At the same time she also admitted there were not enough jobs to go...Read more
"The sky is falling"," run to the hills", "it must be another case of industrial disease" all sentiments heard while watching the inevitable fall of Mainzeal. This is the time when many will wring their hands and look to for someone to blame. I cant...Read more